Business property insurance

For the successful operation of your business, it is essential to maintain the integrity and functionality of its premises along with the equipment utilised day to day.

The Business Property Insurance brought by TOTAL ADVICE INSURANCE covers your business for damage that can be caused by internal factors (malfunction, maintenance, breakdown) or external phenomena (fire, earthquake, etc.), causing harm, or even interruption of its operations resulting in financial consequences or loss of revenue.

Indicative coverage and benefits

Named Perils Insurance

With the option of Named Perils Insurance Plan, your business can create its own specialized insurance plan. This plan will be tailored to its needs and aim to protect against material damage to its assets and loss of profit.

All Risks Insurance

If the business needs to expand the area of protection beyond the coverage offered by the Named Perils policy, you can also choose the “All Risks” plan.

Suitable for

Businesses established either in privately owned facilities or in rented buildings.

Businesses using warehouses with the intent of transportation of their products/goods.

Covers

Fire
Thunderbolt
Smoke
Explosion
Falling aircraft and objects
Vehicle Impact
Damage from civil unrest, demonstrations, terrorist acts

Malicious Damage
Damage from natural phenomena (Flood, Storm, Snow, Hail, Frost)
Damage from leaks, technical breakdowns
Burglary damage
Glass breakage
Third Party Liability
General Civil Liability

Storage Expenses
Theft after Burglary
Cashier Robbery
Destruction of documents
Temporary Relocation & Content Transfer Costs
Alteration of Goods
Coverage of downtime due to covered risk